Which of the following MOST affects credit card interest calculation?

What does a high credit utilization ratio indicate?

Which loan usually requires collateral?

What happens if you pay only the minimum due on a credit card for many months?

Which factor does NOT directly affect your credit score?

What is the main advantage of a balance transfer on a credit card?

In loans, what does “floating interest rate” mean?

Which is a consequence of defaulting on a loan?

What is the term for the total cost of borrowing, including interest and all fees?

Which credit card feature helps in converting big purchases into EMIs?